CitiMortgage, based in O'Fallon, Mo., is slated to collect a share of more than $1 billion in taxpayer-funded incentives to modify its at-risk mortgages. In a press release Tuesday, CitiMortgage announced that its foreclosure prevention efforts successfully helped 108,000 U.S. mortgage holders avoid foreclosure during the second quarter of 2009.

Bruce Marks, founder and CEO of the Neighborhood Assistance Corporation of America, makes no bones about who he is and what his organization is about: grass-roots activism, the old-fashioned, in-your-face way. He has been credited with helping working people with limited means -- and credit scores -- become homeowners. But NACA is also known for aggressive advocacy to convince big lenders to commit billions of dollars to fund its low-interest loan program.